Understanding the Multiple Crises in Student Debt

“There’s a lot of talk about the student-debt crisis, and I’m going to tell you that I don’t think there really is a student-debt crisis,” said Debbie Cochrane, the vice president at The Institute for College Access and Success. “What there are are multiple student-debt crises.”

And though the federal government and the private sector are in various stages of implementing debt-relief programs meant to ease these crises and the strain felt by many people making monthly payments, not all borrowers are created equally, reporters learned at a recent higher-education conference hosted by the Education Writers Association.

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